Cyprus Permanent Residency by Real Estate
Secure permanent residency in Cyprus through a qualifying property investment from €300,000,
with coordinated support across property selection, acquisition and application.
Cyprus Permanent Residency Through Property Investment
Cyprus offers a permanent residence route for eligible non-EU nationals who invest in qualifying real estate and meet the applicable income, documentation, health insurance, and due diligence requirements.
The minimum qualifying property investment is €300,000, excluding VAT where applicable. Applicants may invest in a new house or apartment purchased directly from a development company, or in other qualifying real estate such as offices, shops, hotels, and related developments. Different eligibility conditions apply to each property category.
For the new residential property route, the applicant may purchase up to two houses or apartments with a combined market value of at least €300,000 plus VAT. The properties may be purchased from different development companies, provided the overall acquisition and payment structure meets the official requirements.
Citiverse helps clients identify suitable properties, assess the proposed ownership structure, coordinate the acquisition process, and prepare the wider permanent residence application. Our objective is to ensure that the selected property supports both the applicant’s residence strategy and long-term ownership priorities.
Benefits of Cyprus Permanent Residency by Real Estate
A property-backed route for non-EU buyers seeking permanent residence, family inclusion,
and long-term ownership in Cyprus.
Property Investment from €300,000
Qualify through an eligible real estate investment with a minimum value of €300,000, excluding VAT where applicable.
Permanent Residence
for the Family
The application may cover the main applicant, spouse, and qualifying dependent children, subject to the current family and financial requirements.
Up to Two Residential
Properties
The residential route may include up to two new houses or apartments with a combined value meeting the required investment threshold.
No Government Donation
The route is based on acquiring and maintaining a qualifying property rather than making a non-refundable government contribution.
Residential or Commercial Options
Applicants may consider new residential property or other eligible real estate, including offices, shops, hotels, and related developments.
Long-Term Property Ownership
The selected property may support personal use, family relocation, or longer-term asset planning, subject to the investment being maintained.
Qualifying Cyprus Real Estate Options
Applicants may invest at least €300,000 in qualifying residential property or other eligible real estate.
The conditions depend on the selected property category.
New Residential Property
Purchase a new house or apartment directly from a development company as a first-sale property.
The investment must have a market value of at least €300,000 plus VAT and be supported by a title deed or a sale contract deposited with the Department of Lands and Surveys.
Up to Two New Homes
The qualifying investment may include up to two new houses or apartments purchased from one or more development companies.
Their combined market value must reach at least €300,000 plus VAT, with the required contracts, payment records, and property documentation submitted as part of the application.
Commercial and Other Real Estate
Applicants may invest in offices, shops, hotels, or related real estate developments with a combined value of at least €300,000.
This category may include qualifying resale property. Applicants must also provide evidence of suitable residential accommodation in Cyprus for themselves and any included family members.
Property Purchased Through a Company
A qualifying property may be acquired through a legal entity owned solely by the applicant, the spouse, or both together.
The company must be established in Cyprus or another EU or EEA country, and the purchase and ownership structure must satisfy the applicable program and documentation requirements.
Cyprus Permanent Residency Property Requirements
A property does not qualify solely because its advertised price exceeds €300,000. The acquisition must meet the official property, payment, ownership, and documentation requirements.
Minimum Property Value
The total market value of the qualifying investment must be at least €300,000, excluding VAT where applicable.
New Residential Property
A house or apartment used under the residential category must generally be purchased as a first sale from a development company.
Required Payment Evidence
The applicant must provide official receipts demonstrating payment of at least €300,000, excluding VAT, when submitting the application.
Funds Transferred from Abroad
The qualifying investment funds must be transferred to Cyprus from abroad and must not result from domestic borrowing.
Registered Purchase Documents
The application must include the title deed or a sale contract officially deposited with the Department of Lands and Surveys.
Suitable Family Accommodation
Where the qualifying property does not provide sufficient accommodation for the included family members, evidence of an additional suitable residence may be required.
Who Can Apply for Cyprus Permanent Residency by Real Estate?
The route is available to eligible third-country nationals who complete and maintain the qualifying property investment and meet the applicable financial and quality criteria.
Main Applicant Requirements
- invest at least €300,000 in qualifying Cyprus real estate;
- demonstrate secured annual income of at least €50,000;
- provide evidence of lawful investment funds transferred from abroad;
- submit the required clean criminal record certificates;
- maintain appropriate health insurance;
- satisfy the applicable due diligence requirements;
- continue maintaining the qualifying investment.
The minimum annual income increases by €15,000 for the spouse and €10,000 for each dependent minor child. For the new residential property route, the income must derive from abroad.
Семейная инклюзия
The residence permit may cover:
- the applicant’s spouse;
- children under the age of 18;
- qualifying unmarried and financially dependent children aged 18–25 who are studying in tertiary education abroad, through a separate application.
Cyprus Permanent Residency Properties
Explore selected real estate opportunities aligned with investment migration routes in this jurisdiction.
These properties are suited to buyers seeking a tangible asset, long-term flexibility, and a structured path through qualifying real estate ownership.
Practical Considerations Before Investing
- Cyprus permanent residency is separate from Cyprus tax residency.
- The permit provides residence rights in Cyprus, not unrestricted residence or employment rights throughout the European Union.
- A new house or apartment and other types of real estate are subject to different eligibility rules.
- VAT and other acquisition costs must be assessed separately from the qualifying investment amount.
- The qualifying investment must generally be maintained.
- The property should be reviewed for title, planning, construction, developer, and contractual risks.
- Commercial property investors must provide separate evidence of suitable accommodation in Cyprus.
- Employment rights under the investor residence permit are restricted.
- Citizenship is not automatic and requires a separate naturalization process.
How to Apply for Cyprus Permanent Residency by Real Estate
A structured process from eligibility assessment and property selection to acquisition, application submission, and ongoing compliance.
Clarify your residence objectives, family structure, available budget, preferred location, and intended use of the property.
Review nationality, family inclusion, annual income, source of funds, criminal record documentation, and the wider applicant profile.
Determine whether a new residential property or another eligible real estate category is better suited to your objectives.
Assess available developments, locations, property types, purchase prices, ownership structures, and expected delivery dates.
Review the developer or seller, title position, planning status, sale contract, VAT treatment, payment terms, and program suitability.
Sign and deposit the sale contract, transfer the qualifying funds, and obtain the necessary official payment evidence.
Compile the property documents, financial evidence, source-of-funds documentation, health insurance, criminal record certificates, and family records.
Complete the required residence formalities following approval and continue maintaining the property investment and the relevant program conditions.
Why Work With Citiverse?
Citiverse provides coordinated support across the qualifying property acquisition and permanent residence application. This allows clients to evaluate the property, legal structure, financial requirements, and immigration process as one connected strategy.
Our support may include:
- initial eligibility and investment assessment;
- identification of qualifying Cyprus properties;
- comparison of projects, locations, and ownership options;
- coordination with developers, lawyers, and property professionals;
- review of purchase documentation and payment structure;
- source-of-funds and due diligence preparation;
- family application and document coordination;
- application submission support;
- post-approval residence and compliance planning.
Why Invest in Cyprus Real Estate?
Cyprus combines an established legal environment, Mediterranean lifestyle, international business infrastructure, and a varied residential property market. A qualifying property should still be evaluated on its legal, practical, and commercial merits rather than selected only for immigration purposes.
A Practical Residential Base
A qualifying property can provide a base for personal stays, family relocation, education planning, and longer-term use in Cyprus.
Established Property Locations
Buyers can consider urban, coastal, and family-oriented properties across Limassol, Paphos, Larnaca, and Nicosia.
Property Ownership in an EU Country
Cyprus property is acquired through the legal and land-registration framework of an EU member state, subject to the applicable acquisition rules and due diligence.
Other Cyprus Permanent Residency Investment Routes
This page focuses specifically on Cyprus permanent residency through qualifying real estate. However, eligible applicants may also consider alternative routes, including investment in the share capital of a Cyprus company or units in a qualifying Cyprus investment fund.
Each option has different financial, documentation, and compliance requirements. Applicants who want to compare all available categories can review our complete guide to Cyprus Permanent Residency by Investment.
Ready to Explore Cyprus Residency Properties?
Speak with Citiverse to assess your eligibility, compare qualifying property options,
and coordinate the acquisition and permanent residence process through one advisory team.
FAQ - Cyprus Permanent Residency by Real Estate
It is a permanent residence route for eligible non-EU nationals who invest at least €300,000 in qualifying Cyprus property and meet the applicable income, documentation, insurance, and due diligence requirements.
The minimum qualifying investment is €300,000, excluding VAT where applicable.
A house or apartment used under the residential category must generally be a first-sale property purchased from a development company. Other qualifying real estate, such as offices, shops, and hotels, may include resale property.
Yes. The residential investment may comprise up to two new houses or apartments, provided their combined value meets the required threshold. They may be purchased from different developers.
Yes. Offices, shops, hotels, and related developments may qualify where their combined value is at least €300,000. The applicant must also provide evidence of suitable accommodation in Cyprus.
Official payment receipts showing at least €300,000, excluding VAT, must be submitted with the application.
Potentially, yes. The applicant and/or spouse must be the sole shareholders or ultimate beneficial owners, and the legal entity must satisfy the applicable jurisdictional conditions.
The main applicant must demonstrate secured annual income of at least €50,000. The requirement increases by €15,000 for the spouse and €10,000 for each dependent minor child.
The permit may cover the applicant’s spouse and dependent children. Separate conditions apply to unmarried, financially dependent children aged 18–25 studying abroad.
The route does not require full-time relocation. However, the residence status and qualifying investment must be maintained in line with the applicable rules.
No. Cyprus citizenship requires a separate naturalization application and compliance with the rules applicable at that time.
Citiverse supports clients with eligibility assessment, property sourcing, project comparison, acquisition coordination, due diligence preparation, application documentation, and post-approval planning.
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